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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,504 | $148,582-39.8% | $135,942-34.2% | $139,456-35.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 27.14% | 79.26%-52.1pp | 68.28%-41.1pp | 373.45%-346.3pp |
| Employer contribution / active EE | $792 | $5,245-84.9% | $4,858-83.7% | $4,753-83.3% |
| Participant deferral / active EE | $6,404 | $8,101-20.9% | $7,759-17.5% | $6,711-4.6% |
| Admin fee / account holder | $4,806 | $12,402-61.3% | $10,764-55.4% | $11,407-57.9% |