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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,067 | $165,399-28.0% | $149,745-20.5% | $158,982-25.1% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 15.29% | 348.34%-333.0pp | 276.72%-261.4pp | 302.99%-287.7pp |
| Employer contribution / active EE | $858 | $5,105-83.2% | $4,646-81.5% | $4,763-82.0% |
| Participant deferral / active EE | $7,363 | $7,183+2.5% | $6,843+7.6% | $5,983+23.1% |
| Admin fee / account holder | $3,338 | $10,811-69.1% | $9,312-64.2% | $11,252-70.3% |