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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,015 | $85,766+63.3% | $136,297+2.7% | $70,131+99.6% |
| Participation rate | 48.1% | 74.2%-26.0pp | 81.9%-33.8pp | 69.5%-21.4pp |
| Annual return | 28.30% | 31.45%-3.2pp | 5156.16%-5127.9pp | 73.14%-44.8pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $4,757 | $5,051-5.8% | $6,247-23.9% | $3,332+42.8% |
| Admin fee / account holder | $8,509 | $5,420+57.0% | $9,244-7.9% | $4,645+83.2% |