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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,381 | $78,707-32.2% | $117,861-54.7% | $70,126-23.9% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 18.31% | 23.30%-5.0pp | 335.11%-316.8pp | 73.15%-54.8pp |
| Employer contribution / active EE | $4,049 | $2,223+82.1% | $3,786+6.9% | $2,343+72.8% |
| Participant deferral / active EE | $5,449 | $3,297+65.3% | $4,482+21.6% | $3,332+63.6% |
| Admin fee / account holder | $368 | $5,066-92.7% | $8,021-95.4% | $4,645-92.1% |