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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,709 | $91,537+45.0% | $130,045+2.0% | $75,173+76.5% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 19.26% | -631.55%+650.8pp | -137.30%+156.6pp | 160.72%-141.5pp |
| Employer contribution / active EE | $5,396 | $2,845+89.7% | $4,321+24.9% | $2,671+102.0% |
| Participant deferral / active EE | $6,203 | $4,343+42.8% | $5,820+6.6% | $4,126+50.3% |
| Admin fee / account holder | $804 | $6,780-88.1% | $10,600-92.4% | $5,651-85.8% |