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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,597 | $83,485+1.3% | $125,195-32.4% | $72,976+15.9% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 21.55% | 25.77%-4.2pp | 43.79%-22.2pp | 81.02%-59.5pp |
| Employer contribution / active EE | $4,839 | $2,346+106.3% | $3,866+25.2% | $2,440+98.3% |
| Participant deferral / active EE | $5,506 | $3,586+53.5% | $4,937+11.5% | $3,608+52.6% |
| Admin fee / account holder | $1,673 | $5,518-69.7% | $9,704-82.8% | $5,124-67.4% |