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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,594 | $60,349-60.9% | $74,184-68.2% | $62,881-62.5% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 6.35% | 21.38%-15.0pp | 17.74%-11.4pp | 20.14%-13.8pp |
| Employer contribution / active EE | $4,234 | $1,680+152.0% | $2,370+78.6% | $2,281+85.6% |
| Participant deferral / active EE | $3,024 | $2,856+5.9% | $3,550-14.8% | $3,203-5.6% |
| Admin fee / account holder | $1,361 | $4,261-68.1% | $5,586-75.6% | $4,296-68.3% |