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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,848 | $86,298-55.0% | $111,308-65.1% | $85,847-54.7% |
| Participation rate | 100.0% | 73.3%+26.7pp | 77.3%+22.7pp | 69.3%+30.7pp |
| Annual return | 11.14% | 19.99%-8.9pp | 54.67%-43.5pp | 318.61%-307.5pp |
| Employer contribution / active EE | $7,553 | $2,044+269.6% | $2,732+176.5% | $2,565+194.4% |
| Participant deferral / active EE | $3,379 | $3,641-7.2% | $4,487-24.7% | $3,952-14.5% |
| Admin fee / account holder | $1,198 | $8,189-85.4% | $7,965-85.0% | $6,261-80.9% |