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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,050 | $78,423-59.1% | $95,964-66.6% | $79,856-59.9% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 10.38% | 19.37%-9.0pp | 91.64%-81.3pp | 31.71%-21.3pp |
| Employer contribution / active EE | $6,879 | $1,945+253.6% | $2,541+170.7% | $2,471+178.4% |
| Participant deferral / active EE | $2,984 | $3,440-13.3% | $4,167-28.4% | $3,741-20.2% |
| Admin fee / account holder | $8,182 | $5,622+45.6% | $6,797+20.4% | $5,306+54.2% |