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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,639 | $166,020-55.0% | $164,866-54.7% | $145,959-48.9% |
| Participation rate | 44.4% | 82.0%-37.6pp | 78.6%-34.2pp | 80.3%-35.8pp |
| Annual return | 15.41% | 100.08%-84.7pp | 69.97%-54.6pp | 561.95%-546.5pp |
| Employer contribution / active EE | $1,816 | $5,275-65.6% | $4,343-58.2% | $4,661-61.0% |
| Participant deferral / active EE | $3,543 | $6,961-49.1% | $6,033-41.3% | $6,689-47.0% |
| Admin fee / account holder | $475 | $16,644-97.1% | $12,689-96.3% | $13,398-96.5% |