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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,639 | $166,268-55.1% | $165,100-54.8% | $145,897-48.8% |
| Participation rate | 44.4% | 82.0%-37.6pp | 78.6%-34.2pp | 80.3%-35.9pp |
| Annual return | 15.41% | 100.52%-85.1pp | 70.21%-54.8pp | 552.29%-536.9pp |
| Employer contribution / active EE | $1,816 | $5,284-65.6% | $4,348-58.2% | $4,663-61.0% |
| Participant deferral / active EE | $3,543 | $6,964-49.1% | $6,035-41.3% | $6,689-47.0% |
| Admin fee / account holder | $475 | $16,659-97.1% | $12,696-96.3% | $13,390-96.5% |