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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,420 | $152,612-85.3% | $125,192-82.1% | $152,897-85.3% |
| Participation rate | 35.3% | 83.3%-48.0pp | 79.8%-44.5pp | 82.5%-47.2pp |
| Annual return | 29.76% | 54.85%-25.1pp | 43.79%-14.0pp | 345.43%-315.7pp |
| Employer contribution / active EE | $1,902 | $4,947-61.6% | $3,866-50.8% | $4,764-60.1% |
| Participant deferral / active EE | $3,050 | $5,868-48.0% | $4,937-38.2% | $5,851-47.9% |
| Admin fee / account holder | $17 | $13,437-99.9% | $9,704-99.8% | $11,599-99.9% |