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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,594 | $129,960-69.5% | $104,299-62.0% | $134,545-70.6% |
| Participation rate | 90.0% | 79.5%+10.5pp | 73.3%+16.7pp | 81.2%+8.8pp |
| Annual return | -16.75% | 42.06%-58.8pp | 24.62%-41.4pp | 418.37%-435.1pp |
| Employer contribution / active EE | $8,877 | $4,186+112.0% | $3,373+163.2% | $4,742+87.2% |
| Participant deferral / active EE | $1,220 | $5,589-78.2% | $4,626-73.6% | $6,401-80.9% |
| Admin fee / account holder | $3,100 | $9,324-66.8% | $7,339-57.8% | $11,431-72.9% |