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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,405 | $142,426-70.9% | $115,167-64.0% | $152,909-72.9% |
| Participation rate | 100.0% | 82.4%+17.6pp | 75.9%+24.1pp | 82.5%+17.5pp |
| Annual return | 21.40% | 41.48%-20.1pp | 35.60%-14.2pp | 345.46%-324.1pp |
| Employer contribution / active EE | $5,364 | $4,011+33.7% | $3,179+68.7% | $4,764+12.6% |
| Participant deferral / active EE | $1,785 | $5,165-65.4% | $4,169-57.2% | $5,851-69.5% |
| Admin fee / account holder | $900 | $8,464-89.4% | $7,089-87.3% | $11,601-92.2% |