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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,399 | $136,307-75.5% | $106,619-68.7% | $273,972-87.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 78.0%+22.0pp | 83.0%+17.0pp |
| Annual return | 11.02% | 11.05%0pp | 9.42%+1.6pp | 41.46%-30.4pp |
| Employer contribution / active EE | $5,971 | $5,190+15.1% | $3,947+51.3% | $4,869+22.6% |
| Participant deferral / active EE | $1,314 | $4,969-73.6% | $3,930-66.6% | $5,287-75.1% |
| Admin fee / account holder | $1,464 | $8,625-83.0% | $6,418-77.2% | $10,133-85.6% |