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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,304 | $127,096-76.9% | $105,736-72.3% | $135,380-78.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 76.3%+23.7pp | 82.6%+17.4pp |
| Annual return | -6.70% | 4.49%-11.2pp | 6.27%-13.0pp | 519.81%-526.5pp |
| Employer contribution / active EE | $5,036 | $4,107+22.6% | $3,268+54.1% | $4,779+5.4% |
| Participant deferral / active EE | $1,538 | $5,064-69.6% | $4,080-62.3% | $5,609-72.6% |
| Admin fee / account holder | $322 | $9,087-96.5% | $6,913-95.3% | $10,828-97.0% |