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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,742 | $62,715-46.2% | $104,301-67.6% | $66,938-49.6% |
| Participation rate | 72.6% | 59.6%+13.0pp | 73.3%-0.7pp | 69.8%+2.8pp |
| Annual return | -11.91% | -14.70%+2.8pp | 24.61%-36.5pp | 1.58%-13.5pp |
| Employer contribution / active EE | $2,510 | $1,976+27.0% | $3,373-25.6% | $2,545-1.4% |
| Participant deferral / active EE | $3,695 | $2,852+29.6% | $4,626-20.1% | $4,238-12.8% |
| Admin fee / account holder | $39 | $657-94.0% | $7,340-99.5% | $594-93.4% |