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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,867 | $57,828-62.2% | $117,039-81.3% | $70,126-68.8% |
| Participation rate | 61.6% | 67.1%-5.5pp | 77.2%-15.6pp | 69.5%-7.9pp |
| Annual return | 22.11% | 17.55%+4.6pp | 18.95%+3.2pp | 73.15%-51.0pp |
| Employer contribution / active EE | $1,954 | $1,816+7.6% | $3,785-48.4% | $2,343-16.6% |
| Participant deferral / active EE | $3,678 | $2,438+50.9% | $3,929-6.4% | $3,332+10.4% |
| Admin fee / account holder | $2,574 | $3,548-27.5% | $5,974-56.9% | $4,645-44.6% |