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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,355 | $48,050-84.7% | $85,969-91.4% | $59,633-87.7% |
| Participation rate | 70.8% | 64.5%+6.4pp | 76.5%-5.7pp | 68.7%+2.2pp |
| Annual return | 0.00% | 0.29%-0.3pp | 9.32%-9.3pp | 2041.45%-2041.5pp |
| Employer contribution / active EE | $2,241 | $1,640+36.7% | $3,474-35.5% | $2,203+1.7% |
| Participant deferral / active EE | $3,858 | $2,249+71.5% | $3,829+0.7% | $3,192+20.9% |
| Admin fee / account holder | $405 | $3,206-87.4% | $6,053-93.3% | $4,297-90.6% |