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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,908 | $124,175-9.1% | $108,405+4.2% | $167,536-32.6% |
| Participation rate | 47.4% | 82.3%-34.9pp | 80.1%-32.8pp | 82.1%-34.7pp |
| Annual return | 25.70% | 1380.13%-1354.4pp | 905.55%-879.8pp | 478.82%-453.1pp |
| Employer contribution / active EE | $1,425 | $4,188-66.0% | $3,559-60.0% | $4,839-70.6% |
| Participant deferral / active EE | $2,685 | $6,908-61.1% | $6,563-59.1% | $6,342-57.7% |
| Admin fee / account holder | $2,341 | $9,457-75.2% | $7,297-67.9% | $12,315-81.0% |