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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,281 | $96,558-46.9% | $80,977-36.7% | $273,972-81.3% |
| Participation rate | 75.0% | 79.1%-4.1pp | 75.8%-0.8pp | 83.0%-8.0pp |
| Annual return | 0.28% | 15.14%-14.9pp | 17.11%-16.8pp | 41.46%-41.2pp |
| Employer contribution / active EE | $1,436 | $4,869-70.5% | $3,715-61.3% | $4,869-70.5% |
| Participant deferral / active EE | $2,539 | $6,598-61.5% | $5,696-55.4% | $5,287-52.0% |
| Admin fee / account holder | $3,262 | $7,493-56.5% | $5,517-40.9% | $10,133-67.8% |