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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,619 | $108,897-15.9% | $100,378-8.7% | $145,877-37.2% |
| Participation rate | 66.7% | 83.0%-16.3pp | 81.5%-14.8pp | 80.3%-13.6pp |
| Annual return | 11.62% | 58.17%-46.6pp | 49.41%-37.8pp | 551.28%-539.7pp |
| Employer contribution / active EE | $1,831 | $4,420-58.6% | $3,942-53.5% | $4,663-60.7% |
| Participant deferral / active EE | $2,851 | $8,455-66.3% | $8,087-64.7% | $6,691-57.4% |
| Admin fee / account holder | $24,081 | $9,690+148.5% | $7,899+204.9% | $13,402+79.7% |