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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,029 | $52,353+198.0% | $120,225+29.8% | $82,448+89.2% |
| Participation rate | 88.0% | 58.3%+29.7pp | 69.6%+18.4pp | 68.1%+19.9pp |
| Annual return | 18.75% | 61.85%-43.1pp | 439.23%-420.5pp | 41.64%-22.9pp |
| Employer contribution / active EE | $7,431 | $1,510+392.1% | $3,475+113.8% | $2,551+191.3% |
| Participant deferral / active EE | $8,403 | $2,627+219.9% | $3,999+110.1% | $4,139+103.0% |
| Admin fee / account holder | $2,108 | $4,363-51.7% | $5,696-63.0% | $7,234-70.9% |