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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,029 | $56,431+176.5% | $130,788+19.3% | $87,485+78.4% |
| Participation rate | 88.0% | 58.9%+29.1pp | 70.1%+17.9pp | 68.9%+19.1pp |
| Annual return | 18.75% | 91.27%-72.5pp | 386.44%-367.7pp | 26.06%-7.3pp |
| Employer contribution / active EE | $7,431 | $1,549+379.7% | $3,558+108.8% | $2,596+186.2% |
| Participant deferral / active EE | $8,403 | $2,749+205.6% | $4,137+103.1% | $4,274+96.6% |
| Admin fee / account holder | $2,108 | $4,433-52.4% | $6,673-68.4% | $7,775-72.9% |