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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,120 | $176,688-57.5% | $130,660-42.5% | $152,885-50.9% |
| Participation rate | 81.8% | 79.0%+2.8pp | 71.7%+10.1pp | 82.5%-0.6pp |
| Annual return | 23.59% | 2693.08%-2669.5pp | 1709.29%-1685.7pp | 345.39%-321.8pp |
| Employer contribution / active EE | $5,174 | $5,743-9.9% | $4,092+26.4% | $4,763+8.6% |
| Participant deferral / active EE | $4,592 | $4,362+5.3% | $3,603+27.4% | $5,851-21.5% |
| Admin fee / account holder | $1,896 | $7,131-73.4% | $5,463-65.3% | $11,598-83.7% |