Retirement plan

LINCOLN ORTHOPAEDIC CENTER, P.C. 401(K) PROFIT SHARING PLAN

Name: LINCOLN ORTHOPAEDIC CENTER, PC - LINCOLN ORTHOPAEDIC CENTER, P.C. 401(K) PROFIT SHARING PLAN (2015) Form 5500
Creator: LINCOLN ORTHOPAEDIC CENTER, PC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, LINCOLN ORTHOPAEDIC CENTER, P.C. 401(K) PROFIT SHARING PLAN, LINCOLN ORTHOPAEDIC CENTER, PC

LINCOLN ORTHOPAEDIC CENTER, PCEIN 91-1779832Plan #002PY 2015

6900 A STREET, SUITE 100 - LINCOLN, NE 68510402-436-2000nebraskaortho.comLinkedIn201-500 employeesmedical practice

Prospect flagsHigh feesHigh cashLow fidelity bond

Top hat statement on fileNQDC

Filed December 9, 2025

Plan administrator

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575 South 70th Street, Suite 200

Lincoln, NE 68510

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Plans declared (1)

Senior Executive Retirement Agreement1 emp

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Total assets (EOY)

$11.7M

No prior year

Total participants

121

No prior year

Average account balance

$98,974

No prior year

Annual return

-0.98%

No prior year

Benchmarks

See 4,452 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort4,452 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$68.23M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$206K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

331

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$4.41M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$16K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.06%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$92

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
HK FINANCIAL SERVICES1+ years Service code 27 · EIN 42-1447865	Advisory (Plan)	$22,139
UBS FINANCIAL SERVICES INC1+ years Service code 27 · EIN 13-2638166	Advisory (Plan)	$19,402
WELLS FARGO BANK, N.A.1+ years Service code 37 · EIN 94-1347393	Loan Processing	$6,327
FIDELITY INVESTMENTS INSTITUTIONAL1+ years Service code 37 · EIN 04-2647786	Loan Processing	$450

Plan features & details

Pension benefit codes2A2E2F2G2J2K2T3D3H

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$48K

$431 / participant

Other / not subdivided$48K100.0%

% of EOY assets

0.414%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: RITTERBUSH & PIOTROWSKI LLP
Auditor EIN: 470827097
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$98,974

$46,360+113.5%

$147,617-33.0%

$52,331+89.1%

Participation rate

97.3%

64.9%+32.4pp

84.6%+12.7pp

68.1%+29.2pp

Annual return

-0.98%

1.62%-2.6pp

61.98%-63.0pp

4.54%-5.5pp

Employer contribution / active EE

$5,930

$2,126+178.9%

$5,564+6.6%

$1,882+215.2%

Participant deferral / active EE

$4,043

$2,258+79.1%

$4,895-17.4%

$3,022+33.8%

Admin fee / account holder

$409

$766-46.5%

$11,612-96.5%

$592-30.8%

Provider

Service type

Compensation

HK FINANCIAL SERVICES1+ years

Service code 27 · EIN 42-1447865

Advisory (Plan)

$22,139

UBS FINANCIAL SERVICES INC1+ years

Service code 27 · EIN 13-2638166

Advisory (Plan)

$19,402

WELLS FARGO BANK, N.A.1+ years

Service code 37 · EIN 94-1347393

Loan Processing

$6,327

FIDELITY INVESTMENTS INSTITUTIONAL1+ years

Service code 37 · EIN 04-2647786

Loan Processing

$450

LINCOLN ORTHOPAEDIC CENTER, P.C. 401(K) PROFIT SHARING PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

LINCOLN ORTHOPAEDIC CENTER, P.C. 401(K) PROFIT SHARING PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion