Filed December 9, 2025
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| Provider | Service type | Compensation |
|---|---|---|
RBC WEALTH MANAGEMENT2 years Filed as: RBC WEALTH MGMT A DIV OF RBC CAP Service code 27 · EIN 41-1416330 | Advisory (Plan) | $36,414 |
Service code 37 · EIN 04-2647786 | Loan Processing | $12,860 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,333 | $52,967+202.7% | $172,753-7.2% | $65,186+146.0% |
| Participation rate | 99.1% | 66.2%+32.9pp | 82.6%+16.5pp | 70.2%+28.9pp |
| Annual return | 23.61% | 30.12%-6.5pp | 803.00%-779.4pp | 29.39%-5.8pp |
| Employer contribution / active EE | $6,519 | $2,190+197.6% | $5,144+26.7% | $2,177+199.5% |
| Participant deferral / active EE | $4,862 | $2,471+96.8% | $5,198-6.5% | $3,514+38.4% |
| Admin fee / account holder | $373 | $472-20.9% | $13,956-97.3% | $847-55.9% |