Filed December 9, 2025
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| Provider | Service type | Compensation |
|---|---|---|
RBC WEALTH MANAGEMENT4 years Filed as: RBC WEALTH MGMT A DIV OF RBC CAP Service code 27 · EIN 41-1416330 | Advisory (Plan) | $34,685 |
Service code 37 · EIN 04-2647786 | Loan Processing | $21,662 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,169 | $61,166+237.1% | $185,849+10.9% | $79,391+159.7% |
| Participation rate | 92.0% | 66.6%+25.4pp | 81.7%+10.3pp | 70.7%+21.3pp |
| Annual return | 14.99% | 19.45%-4.5pp | 122.10%-107.1pp | 116.88%-101.9pp |
| Employer contribution / active EE | $7,139 | $2,321+207.6% | $5,169+38.1% | $2,428+194.1% |
| Participant deferral / active EE | $5,662 | $2,789+103.0% | $5,569+1.7% | $4,046+39.9% |
| Admin fee / account holder | $402 | $710-43.3% | $16,244-97.5% | $627-35.8% |