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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,450 | $124,425-11.2% | $112,040-1.4% | $137,256-19.5% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 13.04% | 24.72%-11.7pp | 24.52%-11.5pp | 220.34%-207.3pp |
| Employer contribution / active EE | $23,333 | $3,411+584.0% | $2,954+689.9% | $4,156+461.4% |
| Participant deferral / active EE | $3,494 | $5,718-38.9% | $5,098-31.5% | $6,407-45.5% |
| Admin fee / account holder | $612 | $15,207-96.0% | $12,098-94.9% | $12,270-95.0% |