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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,324 | $100,805-65.0% | $86,698-59.3% | $134,532-73.7% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -16.87% | 29.09%-46.0pp | 35.95%-52.8pp | 418.27%-435.1pp |
| Employer contribution / active EE | $13,667 | $3,490+291.6% | $2,837+381.8% | $4,741+188.3% |
| Participant deferral / active EE | $3,626 | $5,339-32.1% | $4,656-22.1% | $6,401-43.4% |
| Admin fee / account holder | $595 | $10,925-94.6% | $7,493-92.1% | $11,429-94.8% |