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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,246 | $98,760+124.0% | $149,710+47.8% | $79,860+177.0% |
| Participation rate | 93.1% | 75.8%+17.3pp | 82.5%+10.6pp | 69.6%+23.5pp |
| Annual return | -14.51% | 27.43%-41.9pp | 276.63%-291.1pp | 31.72%-46.2pp |
| Employer contribution / active EE | $11,430 | $3,217+255.3% | $4,645+146.1% | $2,471+362.6% |
| Participant deferral / active EE | $8,133 | $5,681+43.2% | $6,842+18.9% | $3,740+117.4% |
| Admin fee / account holder | $32,658 | $6,053+439.5% | $9,309+250.8% | $5,306+515.4% |