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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,235 | $105,210+198.7% | $159,487+97.0% | $85,851+266.0% |
| Participation rate | 89.7% | 75.8%+13.9pp | 82.8%+6.8pp | 69.3%+20.3pp |
| Annual return | 16.11% | 45.08%-29.0pp | 263.71%-247.6pp | 318.63%-302.5pp |
| Employer contribution / active EE | $12,301 | $3,319+270.6% | $4,831+154.6% | $2,565+379.5% |
| Participant deferral / active EE | $14,391 | $5,946+142.0% | $7,354+95.7% | $3,952+264.1% |
| Admin fee / account holder | $1,851 | $6,934-73.3% | $10,804-82.9% | $6,261-70.4% |