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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,217 | $135,956+112.0% | $123,894+132.6% | $273,972+5.2% |
| Participation rate | 78.3% | 84.1%-5.8pp | 81.4%-3.2pp | 83.0%-4.8pp |
| Annual return | 7.07% | 56.63%-49.6pp | 47.52%-40.4pp | 41.46%-34.4pp |
| Employer contribution / active EE | $10,448 | $5,170+102.1% | $4,617+126.3% | $4,869+114.6% |
| Participant deferral / active EE | $6,944 | $6,343+9.5% | $5,984+16.0% | $5,287+31.3% |
| Admin fee / account holder | $39,663 | $9,817+304.0% | $8,357+374.6% | $10,133+291.4% |