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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,876 | $137,414+86.9% | $189,520+35.5% | $85,856+199.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 87.8%+12.2pp | 69.3%+30.7pp |
| Annual return | 16.57% | 38.14%-21.6pp | 555.25%-538.7pp | 318.58%-302.0pp |
| Employer contribution / active EE | $12,240 | $4,344+181.7% | $6,161+98.7% | $2,565+377.2% |
| Participant deferral / active EE | $13,474 | $6,260+115.2% | $8,220+63.9% | $3,952+240.9% |
| Admin fee / account holder | $5,564 | $8,630-35.5% | $12,046-53.8% | $6,261-11.1% |