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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,625 | $110,083+66.8% | $151,639+21.1% | $68,486+168.1% |
| Participation rate | 87.0% | 84.0%+3.0pp | 87.5%-0.5pp | 67.9%+19.1pp |
| Annual return | -47.07% | -10.12%-37.0pp | 3.34%-50.4pp | -7.85%-39.2pp |
| Employer contribution / active EE | $11,440 | $4,470+155.9% | $6,165+85.6% | $2,597+340.6% |
| Participant deferral / active EE | $16,963 | $6,526+159.9% | $8,363+102.8% | $4,028+321.2% |
| Admin fee / account holder | $4,163 | $7,718-46.1% | $11,613-64.2% | $5,404-23.0% |