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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,634 | $123,793+112.2% | $177,848+47.7% | $79,856+228.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 22.04% | 22.82%-0.8pp | 48.33%-26.3pp | 31.71%-9.7pp |
| Employer contribution / active EE | $13,742 | $4,095+235.6% | $5,919+132.2% | $2,471+456.1% |
| Participant deferral / active EE | $15,609 | $5,956+162.1% | $7,714+102.4% | $3,741+317.3% |
| Admin fee / account holder | $837 | $7,243-88.4% | $12,431-93.3% | $5,306-84.2% |