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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,433 | $97,125-55.3% | $86,233-49.6% | $137,256-68.4% |
| Participation rate | 91.7% | 74.2%+17.5pp | 69.0%+22.6pp | 80.0%+11.7pp |
| Annual return | 14.59% | 74.19%-59.6pp | 61.39%-46.8pp | 220.34%-205.7pp |
| Employer contribution / active EE | $4,802 | $2,841+69.0% | $2,504+91.7% | $4,156+15.5% |
| Participant deferral / active EE | $0 | $5,180-100.0% | $4,559-100.0% | $6,407-100.0% |
| Admin fee / account holder | $864 | $9,725-91.1% | $8,342-89.6% | $12,270-93.0% |