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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,620 | $47,848-61.1% | $81,473-77.1% | $70,126-73.4% |
| Participation rate | 81.8% | 58.3%+23.5pp | 68.0%+13.9pp | 69.5%+12.3pp |
| Annual return | 16.26% | 27.25%-11.0pp | 38.78%-22.5pp | 73.15%-56.9pp |
| Employer contribution / active EE | $9,050 | $1,527+492.6% | $2,568+252.4% | $2,343+286.3% |
| Participant deferral / active EE | $0 | $2,453-100.0% | $3,537-100.0% | $3,332-100.0% |
| Admin fee / account holder | $2,566 | $3,145-18.4% | $4,561-43.8% | $4,645-44.8% |