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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,137 | $99,345-78.7% | $84,753-75.1% | $273,972-92.3% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 2.25% | 22.93%-20.7pp | 22.78%-20.5pp | 41.46%-39.2pp |
| Employer contribution / active EE | $4,845 | $4,214+15.0% | $3,574+35.6% | $4,869-0.5% |
| Participant deferral / active EE | $630 | $4,270-85.2% | $3,712-83.0% | $5,287-88.1% |
| Admin fee / account holder | $5,103 | $6,645-23.2% | $5,333-4.3% | $10,133-49.6% |