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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,369 | $124,351-67.5% | $109,188-63.0% | $167,553-75.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 7.19% | 26.04%-18.9pp | 25.76%-18.6pp | 478.89%-471.7pp |
| Employer contribution / active EE | $18,855 | $4,210+347.9% | $3,723+406.4% | $4,840+289.6% |
| Participant deferral / active EE | $77 | $5,257-98.5% | $4,654-98.3% | $6,343-98.8% |
| Admin fee / account holder | $40,843 | $7,975+412.1% | $6,755+504.6% | $12,316+231.6% |