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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,927 | $97,732-65.3% | $83,831-59.5% | $135,380-74.9% |
| Participation rate | 54.5% | 80.0%-25.4pp | 76.1%-21.6pp | 82.6%-28.1pp |
| Annual return | -5.60% | 1287.56%-1293.2pp | 850.99%-856.6pp | 519.81%-525.4pp |
| Employer contribution / active EE | $9,323 | $4,222+120.8% | $3,631+156.8% | $4,779+95.1% |
| Participant deferral / active EE | $560 | $4,683-88.0% | $4,082-86.3% | $5,609-90.0% |
| Admin fee / account holder | $10,850 | $6,675+62.6% | $5,479+98.0% | $10,828+0.2% |