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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,692 | $175,257-52.2% | $149,717-44.1% | $139,456-40.0% |
| Participation rate | 87.0% | 83.4%+3.6pp | 78.8%+8.2pp | 80.3%+6.6pp |
| Annual return | 26.43% | 166.70%-140.3pp | 134.41%-108.0pp | 373.45%-347.0pp |
| Employer contribution / active EE | $4,807 | $5,477-12.2% | $4,820-0.3% | $4,753+1.1% |
| Participant deferral / active EE | $6,039 | $6,521-7.4% | $5,682+6.3% | $6,711-10.0% |
| Admin fee / account holder | $309 | $16,156-98.1% | $13,213-97.7% | $11,407-97.3% |