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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,596 | $77,638+20.6% | $156,551-40.2% | $62,881+48.8% |
| Participation rate | 72.7% | 71.2%+1.5pp | 84.0%-11.3pp | 69.3%+3.4pp |
| Annual return | 2.71% | 50.33%-47.6pp | 32.23%-29.5pp | 20.14%-17.4pp |
| Employer contribution / active EE | $3,891 | $3,444+13.0% | $5,501-29.3% | $2,281+70.6% |
| Participant deferral / active EE | $3,891 | $3,046+27.8% | $4,871-20.1% | $3,203+21.5% |
| Admin fee / account holder | $24,845 | $5,561+346.7% | $13,028+90.7% | $4,296+478.4% |