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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,155 | $84,236+18.9% | $170,435-41.2% | $70,126+42.8% |
| Participation rate | 77.4% | 70.8%+6.6pp | 83.6%-6.2pp | 69.5%+7.9pp |
| Annual return | 6.38% | 23.06%-16.7pp | 205.94%-199.6pp | 73.15%-66.8pp |
| Employer contribution / active EE | $4,181 | $3,387+23.4% | $5,432-23.0% | $2,343+78.5% |
| Participant deferral / active EE | $4,439 | $3,086+43.8% | $4,939-10.1% | $3,332+33.2% |
| Admin fee / account holder | $6,836 | $5,698+20.0% | $13,881-50.8% | $4,645+47.2% |