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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,130 | $117,904-63.4% | $102,457-57.9% | $145,978-70.5% |
| Participation rate | 46.7% | 78.6%-31.9pp | 76.5%-29.8pp | 80.3%-33.6pp |
| Annual return | 10.08% | 31.80%-21.7pp | 29.41%-19.3pp | 550.52%-540.4pp |
| Employer contribution / active EE | $1,943 | $3,613-46.2% | $3,022-35.7% | $4,662-58.3% |
| Participant deferral / active EE | $4,801 | $5,733-16.3% | $5,054-5.0% | $6,690-28.2% |
| Admin fee / account holder | $17,306 | $13,329+29.8% | $9,451+83.1% | $13,400+29.1% |