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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,843 | $100,805-74.4% | $86,698-70.2% | $134,532-80.8% |
| Participation rate | 73.3% | 79.0%-5.6pp | 76.6%-3.3pp | 81.2%-7.9pp |
| Annual return | -7.90% | 29.09%-37.0pp | 35.95%-43.9pp | 418.27%-426.2pp |
| Employer contribution / active EE | $1,356 | $3,490-61.2% | $2,837-52.2% | $4,741-71.4% |
| Participant deferral / active EE | $3,626 | $5,339-32.1% | $4,656-22.1% | $6,401-43.4% |
| Admin fee / account holder | $664 | $10,925-93.9% | $7,493-91.1% | $11,429-94.2% |