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| Provider | Service type | Compensation |
|---|---|---|
NORTHERN CAPITAL MANAGEMENT5 years Service code 26 · EIN 91-1548437 | Advisory (Participants) | $129,246 |
GIBSON CAPITAL, LLC5 years Service code 26 6600 BROOKTREE COURT · WEXFORD, PA 15090 | Advisory (Participants) | $33,933 |
RANDALL & HURLEY, INC.7+ years Service code 15 · EIN 91-1661080 1328 N. WHITMAN LANE · LIBERTY LAKE, WA 99019 | Recordkeeping | $29,829 |
RAYMOND JAMES FINANCIAL SERVICES7+ years Filed as: RAYMOND JAMES Service code 26 319 NW CHEHALIS AVE · CHEHALIS, WA 98532 | Advisory (Participants) | $21,817 |
CHARLES SCHWAB & CO., INC.7+ years Filed as: CHARLES SCHWAB BANK Service code 18 · EIN 82-3967259 | Shareholder servicing fees; Direct pa... | $16,889 |
Filed as: MERRILL LYNCH PIERCE FENNER SMITH Service code 28 · EIN 13-5674085 | Investment Management | $15,989 |
Filed as: NORTH STAR RESOURCE GROUP Service code 26 2945 TRIVERTON PIKE DRIVE · MADISON, WI 537117509 | Advisory (Participants) | $8,112 |
CHARLES SCHWAB & CO., INC.7+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $483 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,148 | $56,511+293.1% | $185,837+19.5% | $86,813+155.9% |
| Participation rate | 94.6% | 65.5%+29.1pp | 81.7%+12.9pp | 72.3%+22.3pp |
| Annual return | 16.00% | 118.12%-102.1pp | 122.08%-106.1pp | 97.93%-81.9pp |
| Employer contribution / active EE | $6,826 | $1,844+270.3% | $5,168+32.1% | $2,406+183.7% |
| Participant deferral / active EE | $5,397 | $2,554+111.3% | $5,568-3.1% | $4,131+30.6% |
| Admin fee / account holder | $793 | $150+430.3% | $16,241-95.1% | $170+367.9% |