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| Provider | Service type | Compensation |
|---|---|---|
NORTHERN CAPITAL MANAGEMENT6 years Service code 26 · EIN 91-1548437 | Advisory (Participants) | $130,807 |
GIBSON CAPITAL, LLC6 years Service code 26 6600 BROOKTREE COURT · WEXFORD, PA 15090 | Advisory (Participants) | $34,279 |
RANDALL & HURLEY, INC.8+ years Service code 15 · EIN 91-1661080 1328 N. WHITMAN LANE · LIBERTY LAKE, WA 99019 | Recordkeeping | $33,156 |
Filed as: MERRILL LYNCH PIERCE FENNER SMITH Service code 28 · EIN 13-5674085 | Investment Management | $15,006 |
CHARLES SCHWAB & CO., INC.8+ years Filed as: CHARLES SCHWAB BANK Service code 18 · EIN 82-3967259 | Custodial (other than securities); Sh... | $9,204 |
Filed as: NORTH STAR RESOURCE GROUP Service code 26 2945 TRIVERTON PIKE DRIVE · MADISON, WI 537117509 | Advisory (Participants) | $8,112 |
RAYMOND JAMES FINANCIAL SERVICES8+ years Filed as: RAYMOND JAMES Service code 26 319 NW CHEHALIS AVE · CHEHALIS, WA 98532 | Advisory (Participants) | $7,749 |
CHARLES SCHWAB & CO., INC.8+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $321 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,620 | $46,332+214.3% | $143,799+1.3% | $64,819+124.7% |
| Participation rate | 100.0% | 64.2%+35.8pp | 80.3%+19.7pp | 71.5%+28.5pp |
| Annual return | -13.25% | -10.05%-3.2pp | -0.04%-13.2pp | 32.84%-46.1pp |
| Employer contribution / active EE | $6,209 | $1,911+224.9% | $4,952+25.4% | $2,507+147.7% |
| Participant deferral / active EE | $5,034 | $2,647+90.2% | $5,638-10.7% | $4,311+16.8% |
| Admin fee / account holder | $667 | $154+333.6% | $14,677-95.5% | $188+255.1% |