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| Provider | Service type | Compensation |
|---|---|---|
NORTHERN CAPITAL MANAGEMENT3 years Service code 26 · EIN 91-1548437 | Advisory (Participants) | $101,035 |
GIBSON CAPITAL, LLC3 years Service code 26 6600 BROOKTREE COURT · WEXFORD, PA 15090 | Advisory (Participants) | $30,811 |
RAYMOND JAMES FINANCIAL SERVICES5+ years Filed as: RAYMOND JAMES Service code 26 319 NW CHEHALIS AVE · CHEHALIS, WA 98532 | Advisory (Participants) | $20,279 |
RANDALL & HURLEY, INC.5+ years Service code 15 · EIN 91-1661080 1328 N. WHITMAN LANE · LIBERTY LAKE, WA 99019 | Recordkeeping | $19,593 |
CHARLES SCHWAB & CO., INC.5+ years Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $14,801 |
Filed as: MERRILL LYNCH PIERCE FENNER SMITH Service code 28 · EIN 13-5674085 | Investment Management | $8,433 |
Filed as: NORTH STAR RESOURCE GROUP Service code 26 2945 TRIVERTON PIKE DRIVE · MADISON, WI 537117509 | Advisory (Participants) | $6,301 |
CHARLES SCHWAB & CO., INC.5+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $588 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,955,920 | $62,928+91999.0% | $172,752+33448.6% | $67,579+85660.4% |
| Participation rate | 0.0% | 64.5%-64.5pp | 82.6%-82.6pp | 71.3%-71.3pp |
| Annual return | 21.43% | 30.36%-8.9pp | 802.97%-781.5pp | 378.56%-357.1pp |
| Employer contribution / active EE | $6,199 | $1,636+278.9% | $5,144+20.5% | $2,148+188.6% |
| Participant deferral / active EE | $5,189 | $2,145+141.9% | $5,198-0.2% | $3,539+46.6% |
| Admin fee / account holder | $204,349 | $167+122537.3% | $13,955+1364.3% | $142+143517.4% |