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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,195 | $138,078-71.6% | $125,363-68.7% | $134,509-70.9% |
| Participation rate | 86.7% | 84.5%+2.2pp | 82.4%+4.3pp | 81.2%+5.4pp |
| Annual return | -24.53% | 750.49%-775.0pp | 572.15%-596.7pp | 418.13%-442.7pp |
| Employer contribution / active EE | $3,335 | $5,245-36.4% | $4,815-30.7% | $4,741-29.7% |
| Participant deferral / active EE | $4,887 | $7,800-37.3% | $7,447-34.4% | $6,400-23.6% |
| Admin fee / account holder | $13,442 | $11,566+16.2% | $10,005+34.4% | $11,427+17.6% |