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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,250 | $165,381-72.0% | $149,730-69.1% | $158,966-70.9% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.8pp |
| Annual return | 22.79% | 348.29%-325.5pp | 276.70%-253.9pp | 302.95%-280.2pp |
| Employer contribution / active EE | $3,093 | $5,104-39.4% | $4,645-33.4% | $4,762-35.1% |
| Participant deferral / active EE | $5,271 | $7,182-26.6% | $6,843-23.0% | $5,983-11.9% |
| Admin fee / account holder | $542 | $10,809-95.0% | $9,310-94.2% | $11,250-95.2% |