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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,536 | $138,076-77.2% | $123,553-74.5% | $135,380-76.7% |
| Participation rate | 61.5% | 84.7%-23.2pp | 82.3%-20.8pp | 82.6%-21.1pp |
| Annual return | -8.54% | 153.70%-162.2pp | 119.21%-127.7pp | 519.81%-528.3pp |
| Employer contribution / active EE | $2,275 | $5,152-55.8% | $4,628-50.8% | $4,779-52.4% |
| Participant deferral / active EE | $4,053 | $6,800-40.4% | $6,426-36.9% | $5,609-27.7% |
| Admin fee / account holder | $190 | $10,917-98.3% | $9,284-98.0% | $10,828-98.2% |